So when I talk to young couples with kids, I shared even before becoming a Travel Agent, that there is no better use of your money than traveling with your kids. You have years and years to travel with your spouse, but only so many to travel with your kids. Those years where they want to be with you, they want to throw a ball around with you, they laugh at and with you. Hours and hours of what I call "the BEST Disney line time" where everyone is trapped waiting for an attraction. Sports, school, girlfriends/ boyfriends, they all replace this season or at least make it more challenging.
Suck it up, every second, make sure you budget for these "life list" experiences you don't even realize now are going to pass quickly. We will never have the actual possessions in life that fill this space, so take advantage of it as long as you can. Plan trips, give them as a gift at Christmas, pay on them for months and then pack and go! No kiddo is too little to reflect the elation and joy of a Disney character or a Hawaiian sunset through their eyes and then experienced by their parents and captured in a photo. Travel my friends and let me help!